Many times people wait until they find a property and negotiate a contract to make a loan application for a specific type of loan. This is clearly not a strategy for success. Getting pre-approved for a loan at the outset of the buying process will help you focus on properties that fit within your buying power and will make your offer much stronger when presented.

It is very important to know what you need in comparison to what you want. Making a list of property details and other requirements before you start will help you focus once the search begins. Spend time planning the purchase before you begin touring properties.

We will thoroughly discuss your needs and wants before we focus your search. Here are some things you can do to prepare for our initial conversation:

• Describe the style of property you desire
• List your priorities in features
• Think about your involvement in maintenance
• Consider the length of your investment and your goals. Do you want to personally use the property for many years? Is it a long or short term investment?
• An area that caters to your needs is an important factor when choosing a property. Drive through and around the neighborhoods you're considering
• Ask us about the property tax assessment in the area, including any special assessments or any pending bond issues
• Pay attention to neighborhood zoning. Ask about other regulations in the neighborhood, such as on-street parking. Find out if the area is governed by any covenants
• List which community services are important to you
• Decide which imperfections you can live with, and which repairs or upgrades you may be willing to make

When you find the right property, you will want to make an offer to purchase it. This is a very detailed process requiring professional assistance, guidance and negotiation. You will be able to rely on me for detailed guidance through this complicated and often emotional process.

After your offer is accepted, the last segment of the transaction involves a lot of paperwork including funding the loan, paying the balance of the down payment, and covering the closing costs. When title to the property is transferred, the property is yours.

A property inspection is an objective visual examination of the physical structure and systems of the property, from the roof to the foundation. Having a property inspected is like giving it a physical check-up. If problems or symptoms are found, the inspector may recommend further evaluation. Unique properties may require additional expert inspections of evaluations.

The purchase of any property is a large investment. You should learn as much as you can about the condition of the property and the need for any major repairs before you buy, so that you can minimize unpleasant surprises and difficulties afterwards.

Buying property is a very complex process that can be intertwined with emotion and stress. Once you have applied for your loan, found the property, written the offer, negotiated the details and begun the escrow process, you will soon become a property owner. By having a solid understanding of the transaction, clear knowledge of your choices, and the guidance of your agent, you'll feel good about your decision.

I make the process of buying a new property easier, more enjoyable, less time-consuming, and less expensive than it would be if you performed it alone. I will help you prepare so sellers perceive you as the preferred buyer, help you locate and assess properties for sale that match your criteria, and help you through the myriad details attending the actual purchase.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can search for homes on my Web site, save your search criteria and results in your personal organizer for later use, and request to be notified by email when new listings matching your criteria come available.

I will help guide you through the purchase process form the initial consultation to moving in. Because I am always familiar with the current properties on the market I can help you determine which properties are fairly-priced and in good condition before you start your search.

It Takes Marketing, Knowledge, And Commitment To Be Successful!

I excel in the field of real estate brokerage because of my customer service skills and my ability to develop and keep long-term client relationships. My commitment to your unique needs and my own desire to achieve and continually improve set me apart from the competition.